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James E. De Martino, Elder Law Attorney


James E. De Martino, Elder Law Attorney
P.O. Box 126
Belvidere, NJ 07823
United States

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To qualify for Medicaid, applicants must pass some fairly strict tests in the amount of assets they can keep. To understand how Medicaid works, we first need to review what are known as exempt and non-exempt (or countable) assets. Exempt assets are those which Medicaid will not take into account (at least for the time being). In general, the following are the primary exempt assets:

Home, no matter what its value. The home must be the principal place of residence. The nursing home resident may be required to show some “intent to return home” even if this never takes place. A home vacant for more than 6 months, is an exception to this rule.
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